Plan

Your benefits

Thinking about accessing my benefits

How can I access my benefits?

Access the member portal

Regardless of whether you’re still working or already receiving your pension you can access personal information and Get the most out of your pension through the Member Portal. 

 

Thinking of retirement?

Members of the Bradford & Bingley Staff Pension Scheme have normal retirement ages ranging from 60 to 65 depending on factors such as when they were in service and which category of the Scheme they accrued benefits within. However, you can currently retire any time from age 55.

 

Five years, ten years, two years away from when you plan to retire?

The more time you allow to plan for your retirement the better, as there are some big decisions to consider. We’re here to help you as you create your own retirement plan to ensure you make the most of your pension.

 

Thinking of transferring?

You may be able to transfer the benefits you’ve accumulated into another pension arrangement, such as a new employer’s pension plan, a personal pension, a stakeholder pension plan, or a buy-out contract. Pension transfers have specific rules, and specialised Independent Financial Adviser (IFA) advice is required if the transfer value of your B&B pension exceeds £30,000. If you would like a ‘Cash Equivalent Transfer Value’ (CETV) statement, please log in to the member portal. For independent advice, you can consult MoneyHelper or find Independent Financial Advisers in your area at www.unbiased.co.uk.

 

Already receiving your pension?

If you are already receiving your pension you can login to the member portal to access your payslips and P60s.